Exchange
Bitpanda review
MiCA (EU), CASP
Bitpanda review: three MiCA licences, 650+ coins, stocks and metals, but broker fees up to 2.49%. Our verdict…
Fees, security, deposit methods, countries and bonuses: Bitpanda review and Kraken review compared point by point.

Exchange
MiCA (EU) CASP BaFin (Germany)
Bitpanda is one of the safest and most complete regulated apps for European investors, with crypto, stocks and metals in one place. Its broker fees are high, so frequent traders should use Bitpanda Fusion or look elsewhere.

Exchange
MiCA (EU) CASP FCA (UK) VASP FinCEN MSB (US) CySEC (Cyprus) Central Bank of Ireland
Kraken combines licences in the US, the EU and the UK with a spotless record on customer funds and regular proof of reserves, but its 2026 entry-tier fees and 1% instant-buy fee make it expensive for small buyers.
| Criteria | ||
|---|---|---|
| Rating | 8.0/10 | 8.2/10 |
| Spot fees (maker / taker) | 0.250 % / 0.250 % | 0.400 % / 0.800 % |
| Futures fees (maker / taker) | — | 0.020 % / 0.050 % |
| Cryptos listed | 650 | 650 |
| Countries | Belgium, European Union, France, Germany, Italy, Luxembourg, Netherlands, Portugal, Spain | Belgium, Canada, European Union, France, Germany, Italy, Luxembourg, Netherlands, Portugal, Spain, United Kingdom, United States |
| Deposit methods | Apple Pay / Google Pay, Bank card, Crypto deposit, PayPal, SEPA transfer | ACH transfer (US), Apple Pay / Google Pay, Bank card, Crypto deposit, SEPA transfer, Wire transfer |
| Regulation | MiCA (EU), CASP, BaFin (Germany) | MiCA (EU), CASP, FCA (UK), VASP, FinCEN MSB (US), CySEC (Cyprus), Central Bank of Ireland |
| Welcome bonus | — | — |
| Founded | 2014 | 2011 |
| Pros / cons | +5 / −4 | +4 / −3 |
| Open an account |
Crypto-assets are volatile and you can lose all the money you invest. Nothing published on Coindaro is investment advice.
Exchange
MiCA (EU), CASP
Bitpanda review: three MiCA licences, 650+ coins, stocks and metals, but broker fees up to 2.49%. Our verdict…
Exchange
MiCA (EU), CASP
Our Kraken review covers its MiCA and US licences, the new 2026 fee tiers, proof of reserves and…